Markets are in an ugly, bearish mood in 2008. They are down 20% on average across the world. So what are the markets telling us? Is it that we are in a recession, depression or an economic trough? Or is it that monetary, fiscal and trade policies in the major countries, especially the US, are wrong. Count on the latter and discount the former. Markets are telling us some very important lessons.

It is doubtf (more…)

Credit repair is going to do a majority of the legwork with the credit bureaus and creditors, but what you do when the credit repair is finished may be even more vital when trying to create a strong credit profile. Often Americans assume that the credit repair process was supposed to clean up their credit reports and leave them with excellent credit scores.

The truth is that while credit repair is excellent at stopping (more…)

The war is not justified, but necessary!

The first impression that resonate in the minds of most Americans on the war in Iraq, is why the war in the first place? They do not see any reason, neither has anyone suggested or given vivid clue for the war. All we hear is that the late Saddam Hussein was a bad leader who mercilessly killed his people, or had links with terrorist activities and possessed some “w (more…)

People commonly insure their homes, cars, health and life with police that reimburse for anticipated costs.  But what about the cost of losing your income because you can’t work due to illness or injury?

A short term disability insurance policy generally pays benefits from 90 days to one year.  This means you will receive anywhere from 60 percent to 70 percent of your regular earnings while you can’t work to pay yo (more…)

Caribbean investment property prices have fallen to some extent. Unlike American property values they have not tumbled but they are at an excellent value level right now. The generally desirable locations of Caribbean investment property will ensure they are the first prices to recover from the global slump.

On several islands major golf centered developments are being built and despite the fact that tourist visi (more…)